Planning to study in New Zealand? It’s important to understand the cost of living so you can budget effectively during your stay. While New Zealand offers a high standard of living and a safe, welcoming environment, living expenses can vary based on your city, lifestyle, and accommodation choices.

Average Living Costs for Students

As per Immigration New Zealand, international students must show they have at least NZD $20,000 per year (or NZD $1,667 per month) to cover living expenses.

Breakdown of Living Expenses

1. Accommodation

• University Halls of Residence: NZD $200–400/week (includes meals and utilities)

• Shared Rental (Flatting): NZD $150–300/week

• Private Rental (1-bedroom): NZD $300–500/week (varies by city)

• Homestay: NZD $250–350/week (includes meals)

2. Food and Groceries

• Weekly cost: NZD $80–150

• Cooking at home is more economical than eating out.

3. Utilities (Electricity, Internet, Water)

• If not included in rent: NZD $20–50/week

4. Transport

• Public transport (bus, train): NZD $30–60/week

• Student discounts are available in most cities.

• Biking or walking can reduce transport costs.

5. Mobile and Internet

• Mobile plans: NZD $20–40/month

• Internet (shared): NZD $60–100/month

6. Entertainment and Miscellaneous

• Eating out, movies, gym, etc.: NZD $50–100/week

• Personal items, clothing, and other essentials: variable

7. Health Insurance

• Mandatory for international students.

• Approx. NZD $300–700/year